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Profile photo of a State Farm Agent named: Nick Fletcher

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State Farm® Insurance Agent

Nick Fletcher

1104 S Madison Avenue
Bay City, MI 48708-7262

Profile photo of a State Farm Agent named: Nick Fletcher

Would you like to create a personalized quote?

Office Info

Office Hours

M-F 9:00 am-5:00pm

Weekends By Appointment


1104 S Madison Avenue
Bay City, MI 48708-7262



Welcome to Nick Fletcher State Farm Agency in Bay City, MI! We understand Michigan's insurance coverage options, mainly focusing in the Bay City, Saginaw, Midland, and Essexville Areas! Are you moving to Michigan, soon? We love helping people relocate to Michigan! Let us help you with an easy relocation.

Planning for 2024? Let us help you with your financial and life insurance needs!

Call us to see for yourself why 40,000,000 people choose to work with State Farm. With our agency you get the support of the nation’s largest Car & Home insurance company, with the support of a local small business.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The Nick Fletcher State Farm Insurance office in Bay City, MI provides our customers with great value on auto insurance, home insurance, life insurance, and more! We provide an extensive line of insurance and financial products designed to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. Serving Essexville, Saginaw, Midland, Auburn and the rest of the State!

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Our team brings over 50 years of customer service experience and focuses on your auto, home, life, and health insurance needs! Give us a call to make sure you're given the time and attention you deserve!

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Calvin Cook

Account Representative

Calvin is originally from Brown City, MI and brings great experience to the office in Life and Health insurance! He loves to coach and spend time with his family in his free time. give him a call for your insurance needs today!

Shelley Appold

Customer Service Manager

Shelley is a long-time resident of the Bay area! She brings almost 10 years of insurance history to our office and loves helping State Farm customers! In her spare time Shelley enjoys spending time with her family, riding her motorcycle, and working in her yard!

Audrea Malokofsky

Customer Service Representative


Riley Fletcher

Account Representative

Originally from Mt Pleasant Michigan, Riley brings an extensive accounting background to the office! She is also licensed in Auto, Fire, Life, and Health Insurance! When she isn't working she enjoys spending time with family, golfing, and hanging out with her dog Jordy! Give her a call today!
Scott Fletcher State Farm Agent Team Member

Scott Fletcher

Account Manager